How banks make money of your credit cards

Indians are cautious by nature. In comparison to the rest of the world, the usage of credit cards by Indians is relatively low. Banks love borrowers who spend on credit cards. This is because they charge anywhere between 3 to 4% per month on the outstanding amount if you fail to pay the ‘total amount due’ in your credit card statement. This is the most expensive way of borrowing.

Jefferies, a UK-based securities firm, observed recently that banks are focusing more on offering cards that charge an annual fee rather than offer them for free.

Do you really need a credit card?

1. We tapped two of our favorite credit experts, Bethy Hardeman of CreditKarma.com and John Ulzheimer of SmartCredit.com, to weigh in on the pros and cons of carrying plastic. Do you really need a credit card? Here's what they had to say: Why you need a card 
2. Travel arrangements. "It's hard to travel with cash all the time," said Ulzheimer. Reserving a room a car rental are tough enough with one and using a debit card instead can be a recipe for theft. There's also a certain kind of relief that comes with knowing you can travel anywhere in the world and still be protected if there's an emergency
3. Protection and security. You'll get a lot more security with a credit card than you will with cash or a debit card. Once the cash is gone, it's gone. And debit cards, which are linked to your banking account, can easily help a crook to your wallet if the card is lost or stolen. As Ulzheimer pointed out, with a credit card, all it takes is a simple phone call to prevent further loss and identity theft
4. Financing a home or a car. It's getting tougher and tougher to take out a mortgage these days, and like it or not, lenders will be checking your credit report. If you haven't got a card, there won't be a credit history to speak of, and you'll have a much harder time proving to lenders you're responsible with money
5. Because you think you should have it. "You shouldn't get one just to get one," said Hardeman, who added that "it's worse to get an auto loan just to get an auto loan. Taking out a lot of debt, even if you have the cash to pay out of pocketm isn't a good idea because you'll likely be paying interest on it."
6. You're not planning to buy a home (or a car). "It's really up for the individual to decide," Hardeman said. "But if at some point you're going to need these things, the credit card is the best way to do it."
7. You impulse shop. "Clearly, if you're irresponsible or undisciplined, you can find yourself getting into a lot of debt quickly unless you can write a big fat check," said Ulzheimer, but "there comes a point in your life where you do need the convenience of plastic."

Here are 5 facts on credit cards:

1. Borrowers are cautious and are revolving less money than before. Over the past one year, 53% of outstanding balances are revolved. When borrowers revolve credit, banks earn a higher interest income. This was over 60% a year ago and over 80% in 2009. Total credit card outstanding as of July 2013 was Rs 23,100 crore, according to RBI data.
2. Banks primarily earn interest income on the money they lend. Of the total interest income, credit cards account for less than 1% for most banks. Jefferies observes that HDFC Bank generates 4% interest income from credit cards, the highest among all banks. This means more customers of HDFC Bank are revolving credit and paying a higher interest rate.
3. Ten banks account for 88% of credit cards issued in India.
4. The four private banks (HDFC Bank, ICICI Bank, Axis Bank and IndusInd Bank) put together now constitute roughly 66% of the total credit card outstanding balances in the banking system.
   
   
   5.When you opt for a 0% equated monthly instalment or EMI option, banks charge a nominal transaction fee. Point of sale terminals, as banks call these mode of payment, have surged 50% over past one year. HDFC Bank, ICICI Bank, Axis Bank and IndusInd Bank have an 80% share in this segment, according to Jefferies. 

How to Speed Up Your Metabolism

The sole reason behind weight loss is a good metabolism. But, ironically people consider ‘metabolism improvement’ as the last option, when they think about losing that extra flab.

From gymming and yoga to diet plans, they do it all. But, they do not pay heed towards improving their digestion. A good bowel movement can keep your body healthy as well as toned. We bring to you a few foods that can help you in speeding up your metabolism, and thus lead to a slimmer body frame.

Eggs

If you have an egg for breakfast then you tend to eat lesser amount of food the entire day. It is so because it has protein in it, which is quite filling. This automatically cuts down your calorie intake. Even a study has revealed that people on a low-calorie diet, who ate an egg for breakfast each morning lost  twice as much weight as those who had a breakfast with the same number of calories, sans the eggs.

Oats

We need not say much about this wonder product, which is actually good for your overall health. They are good for weight loss, improve blood sugar levels, and even healthy for your heart. Oats digest slowly, making you feel full for a longer time. Thus, it is a perfect ingredient for people on a weight loss spree.

Lentils

Lentils are loaded with protein and soluble fibre, which help to stabilise blood sugar levels. Variations in the level of insulin (or blood sugar) cause your body to create excess fat, especially in the abdominal area. So, having lentils help you to achieve that slim and toned waistline.

Pomegranates

Not only are they loaded with flavonoids and anti-ageing antioxidants, pomegranates are also low in calories and high in fibre. Hence, they satisfy your sweet tooth and help to improve your digestion as well. (Also read on 7 Beauty Benefits of Pomegranates.)

Chillies

Capsaicin, a compound found in chillies has a thermogenic effect. Your body burns extra calories for up to 20 minutes after you eat the chillies. Also, food that is spicy and full of chillies forces you to eat slowly, thus making you more aware of how much you are consuming.

7 Warning Signs Of A Heart Attack

Here are 7 signs that can be taken as warning and could help avert a catastrophic situation:

1. Discomfort in the Chest

The most common warning sign of a heart attack is the feeling of discomfort or heaviness in the chest. This feeling could also be more of a burning sensation. Any of these symptoms should not be taken lightly, and if it occurs more than once, you need to rush to your doctor. If another person is complaining of the problem, chances are they have experienced the feeling before and are only expressing it now. So, rush them to the nearest doctor or hospital immediately for a check up.

2. Shortness of Breath

If your breathing gets heavy and the breath falls short even after a short walk, climb or other form of movement or exercise, it should be a huge cause of worry. Even if this condition is not accompanied with chest discomfort, it should be taken as a warning sign.

3. Sweating

Whilst sweating is inevitable in the scorching heat of May and June, excessive sweating even in cool conditions is uncalled for. If you notice such sweating, consult a medical professional immediately.

4. Nausea

Regularly feeling nauseous of dizzy could imply the onset of a heart attack. Do not treat is callously as a sign of tiredness. This could happen due to the artery getting blocked. It could also display itself via excessive stress, fatigue after short spans of movement or exercise, or a feeling of weakness despite eating and sleeping well.

5. Numbness in Arms

If your arms feel numb and seem to be drifting to the sides, heart problem may be the cause.

6. Unresponsiveness

If certain parts of your body begin to stop responding, do not ignore the circumstance. The affected parts may be the shoulders, arms or back of the neck.

7. Slurring while Speaking

Difficulty while speaking need not necessarily occur after a bout of drinking with the buddies. It could be a graver situation than that! Inability to speak coherently could be the sign of a great attack. If you think you are suffering this ask a friend or relative to help by asking them to understand what you are saying.

A heart attack can be avoided if the warning signs are read correctly and in time. Seek medical aid immediately if one or more of the above symptoms are noticed. They could be the result of a choked artery. Even if heart attack is not the result, a check up should definitely not be avoided! Take care

15 Things You Didn't Know About Fruits

 

Fruits are indispensable. Its fiber, water, minerals, vitamins, phytonutrients, antioxidants keep us well. But did you know these 15 uncommon facts?

Watermelon beats the scorching summer heat with 95% water and its electrolytes. It wards off unwanted pesticides with its think rind and harbours enormous vitamin A, lycopene and an antioxidant - glutathione preroxidase present at the red pulpy area close to the rind. The white rind which we commonly discard as tasteless contains Citrulline, an amino acid that produces the vasodilator - nitric oxide.  The ability of citrulline to convert to L-arginine promotes heart health. It is worthy to note the edible watermelon seeds hide tryptophan, B vitamins and are relatively rich in proteins and lipids.

Cantaloupe/muskmelon is an excellent source of phytochemicals – vitamin A and C. Lesser known is it being rich in an enzymatic antioxidant known as superoxide dismutase (SOD) which is essential for maintaining strong defence with enhanced reactive oxygen species scavenging capacity to combat stress in the human body.

Kiwi fruit with vitamin C, vitamin E and omega-3 fatty acids from its numerous edible seeds have potential properties of a natural blood thinner. It also has a protein-dissolving enzyme actinidin that digests proteins. Skip Kiwi in desserts containing milk or dairy  as it will dissolve milk

Pomegranate an exotic fruit is an antidote for heart ailments due to its polyphenolic anti-oxidant compound - punicalagin. Pomegranate seeds are high in inflammatory fighting elagitannins, quercetin and anthocyanins. Pomegranate tea is known to lower cholesterol and reduce LDL oxidation. What you may have not known is Pomegranate rind or peel extract which is a decoction, is packed with phenolics, flavonoids and proanthocyanidines that is traditionally used to treat diarrhoea, dysentery or intestinal parasites.

Citrus fruits are synonymous to vitamin C and vitality. Well you may be allured with vitamin C loaded orange juice but ascorbic acid on exposure to light and air gets oxidized to dehydroascorbic acid, highly unstable and further breaks down to 2,3-diketo-L-gulonic acid. It is wise to eat citrus fruits whole.

Star fruit, Bilimbi or Carambola with its high vitamin A, vitamin C and zinc content is used as a cure for acne and oily skin. The extract of the fruit possesses antibacterial and antifungal properties. The scientists were awed with high total oxidizing activity or TAA of Star fruit due to proanythocyanidin compound epicatechin.

Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.

Amla is a powerhouse of vitamin C, harbouring 20 times more that of an Orange. Many are averse to the pungent - astringent¬ taste of Amla. The vitamin C in Amla is present in a complex form. What is intriguing is Amla retains substantial vitamin C, unlike other sources in spite of drying, powdering or even when boiled for a few minutes. Traditionally, Amla murabba ( Amla soaked in honey) was used early morning for its health benefits.

Our own berry of India – Zizyphus, commonly known as Ber or Jujuba is under-utilized. It is very high in vitamin C. The extract of boiled fruit is used medicinally as tea, to treat sore throat. Jujuboside A – a chemical found in Ber is used to treat insomnia and anxiety as the saponins of the extract mimic sedation

Avocado, the only fruit with high fat content of 25% is high in mono-unsaturated fats. It is an antioxidant that increases the good cholesterol - HDL. The seed or pit of the Avocado is rich in nutrition and has a long history of medicinal use in traditional culture. The ground Avocado seed can be used in smoothies and other foods. The aqueous extract of the seed is known to control hyperglycemia(high blood sugar).

Pineapple, an excellent source of vitamin C is a natural digestive aid and a meat tenderizer as it contains a proteolytic enzyme - bromelain. It has potent anti-inflammatory properties and significantly alleviates symptoms of rheumatoid arthritis, sinusitis, gout, sore throat or inflammation due to surgery or physical injury. It also helps in fat burning and weight loss due to its thermic effect.

Guava, a powerhouse of vitamin C, protects us from cold and flu with 4 - 10 times more vitamin C than citrus fruits.. Some are dissuaded from consuming this marvellous fruit due to its seedy core.  Those may seek solace in the rind that contains exceptionally higher levels of vitamin C than the seedy central pulp

Apples contain quercetin an antioxidant with anti-inflammatory properties. It also has considerable amounts of pectin, a soluble dietary fibre, known to reduce blood cholesterol level, help burn body fat, improve gut flora and help in binding loose stools, typically therefore used in diarrhoea.

Grapes have garnered attention due to its polyphenol - resveratrol that promotes longevity and several antioxidants shielding cardiovascular system. Grapes contain ellagic acid. Anthocyanins, found abundantly in red grapes and Catechins, a type of flavonoid found in green varieties also have health promoting effects. Grapes seeds also offer essential fatty acids and tocopherol.

Tamarind pulp is commonly used in Asian cuisine and Worcestershire sauce due to its pleasing sour flavor. It aids constipation due to its laxative effect and is anti-helmintic, antibacterial and hypolipidemic. The fruit may promote eye health as it moistens cornea and researchers are investigating its chemical content similar to mucin that is known to wet the eye.

Some fruits like apple, banana, when cut turn brown on exposure to air. This unappealing browning can be avoided by coating the sliced fruit with a layer of sugar, salt or lime juice.
Fruits in rainbow colors synergistically boost immunity, revive and rejuvenate health and well-being.

1. 1. 
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   2. Cantaloupe/muskmelon is an excellent source of phytochemicals – vitamin A and C. Lesser known is it being rich in an enzymatic antioxidant known as superoxide dismutase (SOD) which is essential for maintaining strong defence with enhanced reactive oxygen species scavenging capacity to combat stress in the human body.

   3. Kiwi fruit with vitamin C, vitamin E and omega-3 fatty acids from its numerous edible seeds have potential properties of a natural blood thinner. It also has a protein-dissolving enzyme actinidin that digests proteins. Skip Kiwi in desserts containing milk or dairy  as it will dissolve milk

   4. Pomegranate an exotic fruit is an antidote for heart ailments due to its polyphenolic anti-oxidant compound - punicalagin. Pomegranate seeds are high in inflammatory fighting elagitannins, quercetin and anthocyanins. Pomegranate tea is known to lower cholesterol and reduce LDL oxidation. What you may have not known is Pomegranate rind or peel extract which is a decoction, is packed with phenolics, flavonoids and proanthocyanidines that is traditionally used to treat diarrhoea, dysentery or intestinal parasites.less 

   5. Citrus fruits are synonymous to vitamin C and vitality. Well you may be allured with vitamin C loaded orange juice but ascorbic acid on exposure to light and air gets oxidized to dehydroascorbic acid, highly unstable and further breaks down to 2,3-diketo-L-gulonic acid. It is wise to eat citrus fruits whole.

   6. Star fruit, Bilimbi or Carambola with its high vitamin A, vitamin C and zinc content is used as a cure for acne and oily skin. The extract of the fruit possesses antibacterial and antifungal properties. The scientists were awed with high total oxidizing activity or TAA of Star fruit due to proanythocyanidin compound epicatechin.

   7. Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.

   8. Amla is a powerhouse of vitamin C, harbouring 20 times more that of an Orange. Many are averse to the pungent - astringent¬ taste of Amla. The vitamin C in Amla is present in a complex form. What is intriguing is Amla retains substantial vitamin C, unlike other sources in spite of drying, powdering or even when boiled for a few minutes. Traditionally, Amla murabba ( Amla soaked in honey) was used early morning for its health benefits.

   9. Our own berry of India – Zizyphus, commonly known as Ber or Jujuba is under-utilized. It is very high in vitamin C. The extract of boiled fruit is used medicinally as tea, to treat sore throat. Jujuboside A – a chemical found in Ber is used to treat insomnia and anxiety as the saponins of the extract mimic sedation.

   10. Avocado, the only fruit with high fat content of 25% is high in mono-unsaturated fats. It is an antioxidant that increases the good cholesterol - HDL. The seed or pit of the Avocado is rich in nutrition and has a long history of medicinal use in traditional culture. The ground Avocado seed can be used in smoothies and other foods. The aqueous extract of the seed is known to control hyperglycemia(high blood sugar).

   11. Pineapple, an excellent source of vitamin C is a natural digestive aid and a meat tenderizer as it contains a proteolytic enzyme - bromelain. It has potent anti-inflammatory properties and significantly alleviates symptoms of rheumatoid arthritis, sinusitis, gout, sore throat or inflammation due to surgery or physical injury. It also helps in fat burning and weight loss due to its thermic effect.
       

   12. Guava, a powerhouse of vitamin C, protects us from cold and flu with 4 - 10 times more vitamin C than citrus fruits.. Some are dissuaded from consuming this marvellous fruit due to its seedy core.  Those may seek solace in the rind that contains exceptionally higher levels of vitamin C than the seedy central pulp.

   13. Apples contain quercetin an antioxidant with anti-inflammatory properties. It also has considerable amounts of pectin, a soluble dietary fibre, known to reduce blood cholesterol level, help burn body fat, improve gut flora and help in binding loose stools, typically therefore used in diarrhoea.

   14. Grapes have garnered attention due to its polyphenol - resveratrol that promotes longevity and several antioxidants shielding cardiovascular system. Grapes contain ellagic acid. Anthocyanins, found abundantly in red grapes and Catechins, a type of flavonoid found in green varieties also have health promoting effects. Grapes seeds also offer essential fatty acids and tocopherol.

   less 

2. Cantaloupe/muskmelon is an excellent source of phytochemicals – vitamin A and C. Lesser known is it being rich in an enzymatic antioxidant known as superoxide dismutase (SOD) which is essential for maintaining strong defence with enhanced reactive oxygen species scavenging capacity to combat stress in the human body.

3. Kiwi fruit with vitamin C, vitamin E and omega-3 fatty acids from its numerous edible seeds have potential properties of a natural blood thinner. It also has a protein-dissolving enzyme actinidin that digests proteins. Skip Kiwi in desserts containing milk or dairy  as it will dissolve milk

4. Pomegranate an exotic fruit is an antidote for heart ailments due to its polyphenolic anti-oxidant compound - punicalagin. Pomegranate seeds are high in inflammatory fighting elagitannins, quercetin and anthocyanins. Pomegranate tea is known to lower cholesterol and reduce LDL oxidation. What you may have not known is Pomegranate rind or peel extract which is a decoction, is packed with phenolics, flavonoids and proanthocyanidines that is traditionally used to treat diarrhoea, dysentery or intestinal parasites.less 

5. Citrus fruits are synonymous to vitamin C and vitality. Well you may be allured with vitamin C loaded orange juice but ascorbic acid on exposure to light and air gets oxidized to dehydroascorbic acid, highly unstable and further breaks down to 2,3-diketo-L-gulonic acid. It is wise to eat citrus fruits whole.

6. Star fruit, Bilimbi or Carambola with its high vitamin A, vitamin C and zinc content is used as a cure for acne and oily skin. The extract of the fruit possesses antibacterial and antifungal properties. The scientists were awed with high total oxidizing activity or TAA of Star fruit due to proanythocyanidin compound epicatechin.

7. Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.

8. Amla is a powerhouse of vitamin C, harbouring 20 times more that of an Orange. Many are averse to the pungent - astringent¬ taste of Amla. The vitamin C in Amla is present in a complex form. What is intriguing is Amla retains substantial vitamin C, unlike other sources in spite of drying, powdering or even when boiled for a few minutes. Traditionally, Amla murabba ( Amla soaked in honey) was used early morning for its health benefits.

9. Our own berry of India – Zizyphus, commonly known as Ber or Jujuba is under-utilized. It is very high in vitamin C. The extract of boiled fruit is used medicinally as tea, to treat sore throat. Jujuboside A – a chemical found in Ber is used to treat insomnia and anxiety as the saponins of the extract mimic sedation.

10. Avocado, the only fruit with high fat content of 25% is high in mono-unsaturated fats. It is an antioxidant that increases the good cholesterol - HDL. The seed or pit of the Avocado is rich in nutrition and has a long history of medicinal use in traditional culture. The ground Avocado seed can be used in smoothies and other foods. The aqueous extract of the seed is known to control hyperglycemia(high blood sugar).

11. Pineapple, an excellent source of vitamin C is a natural digestive aid and a meat tenderizer as it contains a proteolytic enzyme - bromelain. It has potent anti-inflammatory properties and significantly alleviates symptoms of rheumatoid arthritis, sinusitis, gout, sore throat or inflammation due to surgery or physical injury. It also helps in fat burning and weight loss due to its thermic effect.
    

12. Guava, a powerhouse of vitamin C, protects us from cold and flu with 4 - 10 times more vitamin C than citrus fruits.. Some are dissuaded from consuming this marvellous fruit due to its seedy core.  Those may seek solace in the rind that contains exceptionally higher levels of vitamin C than the seedy central pulp.

13. Apples contain quercetin an antioxidant with anti-inflammatory properties. It also has considerable amounts of pectin, a soluble dietary fibre, known to reduce blood cholesterol level, help burn body fat, improve gut flora and help in binding loose stools, typically therefore used in diarrhoea.

14. Grapes have garnered attention due to its polyphenol - resveratrol that promotes longevity and several antioxidants shielding cardiovascular system. Grapes contain ellagic acid. Anthocyanins, found abundantly in red grapes and Catechins, a type of flavonoid found in green varieties also have health promoting effects. Grapes seeds also offer essential fatty acids and tocopherol.

1. Watermelon beats the scorching summer heat with 95% water and its electrolytes. It wards off unwanted pesticides with its think rind and harbours enormous vitamin A, lycopene and an antioxidant - glutathione preroxidase present at the red pulpy area close to the rind. The white rind which we commonly discard as tasteless contains Citrulline, an amino acid that produces the vasodilator - nitric oxide.  The ability of citrulline to convert to L-arginine promotes heart health. It is worthy to note the edible watermelon seeds hide tryptophan, B vitamins and are relatively rich in proteins and lipids.
   
   less 

2. Cantaloupe/muskmelon is an excellent source of phytochemicals – vitamin A and C. Lesser known is it being rich in an enzymatic antioxidant known as superoxide dismutase (SOD) which is essential for maintaining strong defence with enhanced reactive oxygen species scavenging capacity to combat stress in the human body.

3. Kiwi fruit with vitamin C, vitamin E and omega-3 fatty acids from its numerous edible seeds have potential properties of a natural blood thinner. It also has a protein-dissolving enzyme actinidin that digests proteins. Skip Kiwi in desserts containing milk or dairy  as it will dissolve milk

4. Pomegranate an exotic fruit is an antidote for heart ailments due to its polyphenolic anti-oxidant compound - punicalagin. Pomegranate seeds are high in inflammatory fighting elagitannins, quercetin and anthocyanins. Pomegranate tea is known to lower cholesterol and reduce LDL oxidation. What you may have not known is Pomegranate rind or peel extract which is a decoction, is packed with phenolics, flavonoids and proanthocyanidines that is traditionally used to treat diarrhoea, dysentery or intestinal parasites.less 

5. Citrus fruits are synonymous to vitamin C and vitality. Well you may be allured with vitamin C loaded orange juice but ascorbic acid on exposure to light and air gets oxidized to dehydroascorbic acid, highly unstable and further breaks down to 2,3-diketo-L-gulonic acid. It is wise to eat citrus fruits whole.

6. Star fruit, Bilimbi or Carambola with its high vitamin A, vitamin C and zinc content is used as a cure for acne and oily skin. The extract of the fruit possesses antibacterial and antifungal properties. The scientists were awed with high total oxidizing activity or TAA of Star fruit due to proanythocyanidin compound epicatechin.

7. Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.

8. Amla is a powerhouse of vitamin C, harbouring 20 times more that of an Orange. Many are averse to the pungent - astringent¬ taste of Amla. The vitamin C in Amla is present in a complex form. What is intriguing is Amla retains substantial vitamin C, unlike other sources in spite of drying, powdering or even when boiled for a few minutes. Traditionally, Amla murabba ( Amla soaked in honey) was used early morning for its health benefits.

9. Our own berry of India – Zizyphus, commonly known as Ber or Jujuba is under-utilized. It is very high in vitamin C. The extract of boiled fruit is used medicinally as tea, to treat sore throat. Jujuboside A – a chemical found in Ber is used to treat insomnia and anxiety as the saponins of the extract mimic sedation.

10. Avocado, the only fruit with high fat content of 25% is high in mono-unsaturated fats. It is an antioxidant that increases the good cholesterol - HDL. The seed or pit of the Avocado is rich in nutrition and has a long history of medicinal use in traditional culture. The ground Avocado seed can be used in smoothies and other foods. The aqueous extract of the seed is known to control hyperglycemia(high blood sugar).

11. Pineapple, an excellent source of vitamin C is a natural digestive aid and a meat tenderizer as it contains a proteolytic enzyme - bromelain. It has potent anti-inflammatory properties and significantly alleviates symptoms of rheumatoid arthritis, sinusitis, gout, sore throat or inflammation due to surgery or physical injury. It also helps in fat burning and weight loss due to its thermic effect.

1. Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.

   Watermelon beats the scorching summer heat with 95% water and its electrolytes. It wards off unwanted pesticides with its think rind and harbours enormous vitamin A, lycopene and an antioxidant - glutathione preroxidase present at the red pulpy area close to the rind. The white rind which we commonly discard as tasteless contains Citrulline, an amino acid that produces the vasodilator - nitric oxide.  The ability of citrulline to convert to L-arginine promotes heart health. It is worthy to note the edible watermelon seeds hide tryptophan, B vitamins and are relatively rich in proteins and lipids.
   
   less 

2. Cantaloupe/muskmelon is an excellent source of phytochemicals – vitamin A and C. Lesser known is it being rich in an enzymatic antioxidant known as superoxide dismutase (SOD) which is essential for maintaining strong defence with enhanced reactive oxygen species scavenging capacity to combat stress in the human body.

3. Kiwi fruit with vitamin C, vitamin E and omega-3 fatty acids from its numerous edible seeds have potential properties of a natural blood thinner. It also has a protein-dissolving enzyme actinidin that digests proteins. Skip Kiwi in desserts containing milk or dairy  as it will dissolve milk

4. Pomegranate an exotic fruit is an antidote for heart ailments due to its polyphenolic anti-oxidant compound - punicalagin. Pomegranate seeds are high in inflammatory fighting elagitannins, quercetin and anthocyanins. Pomegranate tea is known to lower cholesterol and reduce LDL oxidation. What you may have not known is Pomegranate rind or peel extract which is a decoction, is packed with phenolics, flavonoids and proanthocyanidines that is traditionally used to treat diarrhoea, dysentery or intestinal parasites.less 

5. Citrus fruits are synonymous to vitamin C and vitality. Well you may be allured with vitamin C loaded orange juice but ascorbic acid on exposure to light and air gets oxidized to dehydroascorbic acid, highly unstable and further breaks down to 2,3-diketo-L-gulonic acid. It is wise to eat citrus fruits whole.

6. Star fruit, Bilimbi or Carambola with its high vitamin A, vitamin C and zinc content is used as a cure for acne and oily skin. The extract of the fruit possesses antibacterial and antifungal properties. The scientists were awed with high total oxidizing activity or TAA of Star fruit due to proanythocyanidin compound epicatechin.

7. Rope in raw Papaya as meat tenderizer, as it has a powerful digestive enzyme papain/papinase that breaks down tough meat fibres. Marinating meat with chunks of raw papaya, especially the deeply pared skin yields a sumptuous and soft texture to the meat. Papain is also anti-inflammatory.  Unripe papaya in large amounts can be an effective abortant.